Exhibitors

We are a mainstay lender in the short-term finance market with over 18 years worth of experience. We have provided bridging and development loans that have helped property developers, property investors, self-build enthusiasts, financial intermediaries, and many other businesses and individuals when they needed it most. Fully authorised and regulated by the FCA, operating in the residential, semi-commercial and commercial arena, specialising in self-build, barn conversions, auctions finance etc. With our own in-house dedicated legal team, time sensitive cases are not an issue.

• Regulated
• Unregulated
• Bridging Finance
• Development Finance
• Self/new-build specialists

We are a small local Building Society who lend throughout England, Wales & Scotland. We pride ourselves on creating niches products to meet our customers’ requirements. We have a small experienced team who are used to providing a personal service where we make the decisions ‐ not our computers.

CHL Mortgages is a specialist buy-to-let lender, lending within England and Wales. We lend to Individuals and Limited Companies financing a wide range of properties including Houses, Flats, Shared Accommodation, New Builds, HMOs, and MUFBs. We welcome First Time Landlords right through to experienced Portfolio Landlords

• Buy-to-Let
• Individuals
• Limited Companies
• MUFB
• HMO

• Instruct ASAP: Access to our handpicked conveyancing network, self-billing invoices with prompt payment, no sale no fee searches and a generous referral fee
• Complete ASAP: Free sales progression with lightning-fast conveyancing

Coventry’s expert, knowledgeable people are here to give you the clarity, confidence and reassurance you need to deliver for your customers.

The lender’s commitments to you:

• To give you the information you need when you need it
• To be proactive and helpful in every conversation
• To use tech to speed up common sense, but not replace it
• To recognise that your clients are your clients

The lender’s aim is for every part of your professional world to work together better.

• A range of BTL for individuals and portfolio landlords
• A simple offset, with just one easy-access savings account linked to the mortgage
• An interest-only product range including fixed rate and offset mortgages
• First-time buyer-only rates to help your clients get on the property ladder
• Product transfer rates as good or better than new business rates – all available through brokers

Fleet Mortgages is an intermediary only BTL lender who caters for both professional and semi-professional landlords, on an Individual or Limited Company/LLP basis, for both regular residential properties, HMO’s and Multi Unit Blocks. Fleet was recently acquired by Starling Bank, and are therefore very well positioned to help mortgage advisers grow this area of their business and support their BTL landlord clients with the right solution for their needs.

• Standard Individual Buy to Let Mortgage Range
• Limited Company / Limited Liability Partnership Buy to Let Mortgage Range
• HMO/MUFB Buy to Let Mortgage Range

Fluent Money are the UK’s largest specialist broker with over 520 staff based in Bolton. We offer a simple referral option for brokers to assist in placing difficult cases in Mortgages, Secured Loans, Equity Release and Bridging and pay generous commissions on all products.

• Mortgages
• Secured loans
• Bridging Finance
• Equity Release

Founded in 2007, Gatehouse Bank is an award-winning Shariah-compliant UK bank that offers our Intermediary and Broker partners competitive Buy-to-Let and Home Purchase Plan finance products for UK residents, UK Expats, International residents, and UK registered corporate entities looking to purchase or refinance property based in England Wales.

We finance from £75k up to £10m (£10m for BTL portfolios, by referral) and welcome applications from first-time landlords as well as portfolio landlords (with no limit on the number of properties), limited companies, individuals, SPV structures (on and offshore), and partnerships.

We offer:

• 100% of overseas income accepted
• Applications considered from over 200 locations worldwide
• No UK credit footprint or UK address required
• Top slicing, HMOs, and MUFBs accepted
• Up to 80% FTV including new build houses and flats

• Buy-to-Let
• Residential
• Portfolio landlords
• Ex-pats
• LLPs

HSBC is one of the world’s largest and most successful banking and financial services organisations, with a proud history of serving customers and communities for more than 150 years.

Our purpose is a simple yet powerful reminder of why we're here and where we are going. Whether individuals are saving for a better home, companies growing their business, or institutions investing for future generations. We're here to understand and serve them all. We’re here to open up a world of opportunity.

HSBC UK’s dedicated Intermediary mortgage channel continues to transform the broker journey through digital integration, offering flexibility and functionality to provide a high-quality service to our Intermediary partners.

Our experienced field and phone Business Development Managers and UK-based telephony Broker Helpdesk continue to provide a superior level of support that our intermediary partners have become accustomed to.

• A range of competitive mortgage products
• 100% guaranteed allowances, second jobs and rental income
• Gifted deposits from family members for UK residents
• Max 5 x income available (subject to LTV and income)
• Foreign currencies/foreign nationals/overseas customers/overseas deposits accepted

One of the main objectives of In Partnership is to enhance the commercial prospects for its members by freeing up their time to do what they do best, namely, advise clients and expand business opportunities.

It’s about delivering clients the right advice for their needs and helping you build the business you want.

Our support for you will seek to encourage best business practice and profitability through business development initiatives and added value services. We believe in being open, approachable and totally transparent in the way we operate, ultimately benefiting the general public.

As a Network, In Partnership’s culture is unique; a close, personal network where there are no ‘ivory towers’. Members are able to engage directly with the Management Team and Directors.

From sole traders, small companies to large multi-adviser practices, we pride ourselves in ensuring all members feel like part of a larger organisation that can be relied upon.

• At a time when other networks are limiting choice, our advisers can choose their trading style.
• Our non- intrusive compliance services cover all aspects of regulated advice
• We offer full compliance support.
• We offer a comprehensive education programme
• We deploy a broad range of research tools to assist members in creating the best possible outcomes for clients.

• HMOs - up to 15 beds
• MUFBs up to 15 Units
• Ex-pats
• Holiday Let
• Individuals, Trading Ltd Co, SPVs & LLPs

LendInvest provides reliable, flexible and simple mortgages to homeowners, experienced property investors, portfolio landlords and backs developers to meet the UK's housing demand.

With a broad range of residential and Buy-to-Let mortgages, bridging loans and development finance products, we combine our industry expertise with new technology to make obtaining the right mortgage easier.

• Buy-to-Let
• Residential
• Development Finance
• Bridging

• Residential, Commercial & Semi-Commercial Bridging Finance
• 2nd Charge Bridging Finance
• Bridge Fusion
• Residential Buy-To-Let Mortgages
• Commercial Buy-To-Let Mortgages

• Residential Mortgages
• Self-build mortgages
• Credit Repair Mortgages
• BTL Mortgages
• Shared ownership

• Sharia-compliant Residential Property Financing (on UK properties for non-UK Residents - UAE/KSA/Kuwait residents)
• Sharia-compliant Rental property financing (buy-to-let) property financing (on UK properties for non-UK Residents -UAE/KSA/Kuwait Residents
• Rental and Residential Sharia-complaint Refinancing
• Fixed term deposit UK/UK/EUR
• Multi-currency accounts, debit card and digital wallet

• CRM System
• Mortgage Sourcing
• Criteria Sourcing
• Protection Sourcing
• General Insurance Sourcing

• Buy-to-Let
• Residential
• Refurb
• Bridging Finance
• Commercial

As one of the pioneers of buy-to-let, Paragon have been helping UK landlords to grow their businesses for more than 25 years. Working with our network of key intermediaries, we pride ourselves on our extensive mortgage range so that you can find the right mortgage for your clients, no matter how big or small their portfolio. Our in-depth knowledge of buy-to-let and the UK’s private rented sector means that we fully understand landlords’ requirements. From simple and straightforward propositions to specialist and complex cases, we have the experience and expertise to meet their needs.

Championing individuality. Looking for opportunities to say yes, rather than reasons to say no.

We understand that brokers have a range of different needs, because their customers do, too. We’re here to help both parties fulfill their ambitions. By offering simple, inclusive products. By having a human approach to decision-making. By being easy to work with. And by providing specialist expertise that can always be relied on.

• Residential Mortgage Products
• Shared Ownership Mortgage Products
• Right to Buy Mortgage Products
• First Homes Mortgage Products
• Help to Buy Mortgage Products

• Sesame is one of the leading and longest-established adviser networks in the UK
• PMS is one of the UK’s largest mortgage clubs
• Bankhall is a leading supplier of support services to more than 800 directly regulated financial services firms

• A Step One offers a secured loan or a second mortgage loan. Our mortgage loans are available to qualifying homeowners and owners of Buy-to-Let properties in England, Scotland and Wales.

Stonebridge is one of the largest independent mortgage and protection networks in the UK, with a professional community of more than 1,000 mortgage advisers. Providing award-winning support to mortgage brokers since 1988, Stonebridge’s core purpose is to help our member firms deliver brilliant service. We never forget their individual needs and ambitions and we work closely with them to achieve their goals.

Our flexible proposition, sales development and support ensures all regulatory requirements are met, alongside our wholly-owned ‘Revolution’ software, which provides a wealth of tools and systems designed to free up adviser’s time to focus on giving mortgage advice.

• Mortgages
• Protection
• Business Standards
• Broker support software
• Business Development & Marketing support

• Residential Home Purchase Plans (HPPs)
• Islamic Home Finance
• Expat BTL Finance
• BTL Purchase Plans
• HMOs & MUFBs

• Dedicated Adviser
• Access to Mainstream, Exclusive, and Alternative Providers
• Award-Winning Customer Service
• Excellent Commission Opportunities
• Simple, Transparent Referral Process
• Fully FCA Regulated

• Over 200 partners already refer to us!
• Over £400,000 generated in commissions in 2024 alone
• Rated ‘Excellent’ across all major review platforms

• Life insurance
• Critical illness cover
• Income protection
• Group and relevent life
• Private mediacal insurance

• Buy-to-Let
• Self-employed
• Complex incomes
• Adverse credit

The Mortgage Works is a subsidiary of Nationwide with over 30 years’ experience. We offer a wide choice of Buy to Let and Let to Buy mortgages for experienced and first-time landlords. Every broker will have access to an expert Business Development Manager, helping them grow their business.

Products & Features

• No minimum income requirements
• No maximum age for Experienced Landlords at 65% LTV or less. For other applicants or LTVs, maximum age at application is 70 years
• Lower rate taxpayer proposition with 125% interest cover ratio
• Buy to Let and Let to Buy products up to 80% LTV. With a range of product fees to suit your clients’ needs
• Limited Company proposition with products available up to 80% LTV and 125% Interest Cover Ratio
• Portfolio landlords accepted, and no limit on number of properties held
• HMO products available up to 75% LTV
• Green Further Advance products available to support your clients in improving the energy efficiency of their properties.
• A personalised Portfolio Review provided after the offer of a portfolio case, a tool to help make the most of your client’s portfolios.

Supporting you and your clients

Our Business Development Managers provide support face-to-face, on the phone and via video call across the UK, keeping you up to date with:

• Product information
• Advice on making applications
• Our lending policy and criteria

Submit applications through TMW Online

TMW Online is our online application system for brokers, which provides fast processing and case tracking to give you an efficient case experience.:

• Submit your clients’ applications easily
• Case tracking without the need to call – our systems are updated every 10 minutes.
• Immediate Decision in Principle
• Scan and attach supporting documents
• Download and print case documents online for your compliance records.

Contact us

Broker Chat is an online instant messaging service, open until 5pm, Monday to Friday. It’s a quick and easy way to speak to one of our advisers and gives you the option to save a copy of your chat. You can get help with the following:

• pre-application questions
• procuration fees
• tech support for TMW Online and questions about a Rate Switch application.

• Buy-to-Let
• Let to Buy
• Limited Company
• Portfolio landlords
• No minimum personal requirements

Together has been delivering specialist secured lending for more than 47 years, using its wealth of expertise and industry knowledge to consider individual circumstances to find a way to help its customers. All applications are considered on their merits and the commercial product range includes short-term finance, buy-to-let, commercial and semi-commercial mortgages and loans, auction finance and development funding throughout mainland UK.

• Bridging Loans
• Buy-to-Let
• Commercial
• Development Finance
• Personal mortgages & secured loans

• FINPLAN Home
• Source
• Apply
• Insight
• Communicate

United Trust Bank (UTB) is a multi-award-winning UK lender offering a variety of specialist finance products funded through our successful savings and deposits business.

UTB Mortgages is committed to the intermediary channel and offers a range of competitive specialist mortgages including first charge residential and buy-to-let mortgages, remortgages and second charge loans. Our borrowers are typically underserved by the mainstream market with circumstances and/or requirements falling outside of many ‘high street’ lenders’ underwriting criteria. We provide mortgages to applicants with complex incomes and/or some adverse credit and for properties of non-standard construction including concrete and steel or timber framed and in unfavoured locations such as near to or touching commercial.

We strive to provide successful outcomes through outstanding service, slick processes, common sense lending decisions and a swift turnaround. We invest in great people and cutting-edge technology to ensure broker and customer experiences are second to none.