Event programme

Manchester

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Futures Theatre

Supported by:

Square 1 Media
10:20AM-10:50AM
From tax changes to tenant demands: how BTL is adapting to meet landlord needs

In this session you will learn:

The Buy-to-Let landscape is evolving, shaped by regulatory changes, shifting tenant expectations, and economic pressures. In this session, our panel of experts will unpack the current state of the BTL market, highlight new opportunities for landlords, and equip brokers with the knowledge to guide clients confidently through change.

Roger Morris - Moda Mortgages

Phil Riches - Keystone Property Finance

Louisa Ritchie - Fleet Mortgages

Emily Hollands - OSB Group

Tim Sweetman - Paragon Bank

11:00AM-11:30AM
Unlock your potential: Understanding specialist finance for non-standard property projects

In this session you will learn:

This session explores the growing demand for non-standard property finance, from refurbishment and development to bridging and commercial loans. Brokers will gain insight into how to identify opportunities in these markets, understand risk and reward dynamics, and work with specialist lenders to support clients pursuing property projects beyond the mainstream.

Michelle Lowe - Market Financial Solutions

Stephen Christmas - Octopus Investments

Shane Wallace - Lendinvest

Maeve Ward - Together

Gary Lomax - United Trust Bank

12:45PM-1:15PM
The future of technology, AI, and the home buying process

In this session you will learn:

Technology is transforming the mortgage journey - from initial enquiry to completion. In this future-focused session, we explore how automation, data, and AI are reshaping broker-client interactions, improving efficiency, and redefining advice delivery. Discover where tech is headed next - and how brokers can stay ahead without losing the personal touch.

Nathan Reilly - Twenty7tec

Adrian Richardson - Mortgage Wallet

David de Souza - TwentyCi

Karl Griffin - JammJar

Emma Hall - Movin Legal

Main Theatre

Supported by:

Square 1 Media
10:00AM-10:10AM
Keynote address from the Association of Mortgage Intermediaries

In this session you will learn:

Stephanie Charman, chief executive of the AMI, delivers opening remarks and a keynote address to the Mortgage Adviser Event audience, covering what the trade body has been working on for mortgage intermediaries in recent months.

Stephanie Charman - Association of Mortgage Intermediaries

10:10AM-10:40AM
Tackling the first-time buyer affordability squeeze

In this session you will learn:

With affordability pressures at an all-time high, this session explores the latest strategies and solutions designed to help first-time buyers onto the property ladder. Our expert panel will discuss the impact of high interest rates, evolving product innovation, and how brokers can play a critical role in helping clients access affordable finance, even in a challenging economic landscape.

Helen Harrison - Santander

Jimmy Govan - Nationwide Building Society

Paul Norgate - HSBC

Chris Eaton - Gable Mortgages

Julian Marlow - Lloyds Banking Group

11:30AM-12:00PM
Evolving alongside borrowers: the broker's blueprint for the future

In this session you will learn:

Borrower needs are changing rapidly - from lifestyle shifts to evolving employment patterns - and brokers must adapt in kind. This forward-thinking panel explores how brokers can remain relevant, trusted, and equipped in a dynamic market, covering everything from digital expectations to product diversification and long-term client relationships.

Ben Allen - The Right Mortgage & Protection Network

Sam Kirtikar - The Mortgage Broker

Lesley Sharkey - Stonebridge Mortgage Network

Jane Reid - PMS

12:30PM-1:00PM
The role of building societies in today's mortgage market

In this session you will learn:

Building societies continue to punch above their weight by offering flexible underwriting and localised lending strategies. This session looks at their evolving role in supporting underserved borrowers, niche markets, and community-focused lending, with actionable takeaways for brokers seeking alternative routes for their clients.

Christopher Blewitt - Darlington Building Society

Jonathan Stinton - Coventry for Intermediaries

Robert Oliver - Dudley Building Society

Dan Atkinson - Melton Building Society

David Jackson - Hinckley & Rugby Building Society

1:25PM-1:55PM
Beyond the High Street - how specialist lending supports aspiring homeowners

In this session you will learn:

Specialist lenders are stepping in where the High Street falls short, offering solutions for complex incomes, credit blips, and unique borrower circumstances. Hear from leading specialists on how brokers can tap into this growing part of the market, better serve diverse client needs, and unlock new business opportunities.

David Castling - Atom Bank

Louise Apollonio - The Mortgage Lender

Ryan Brailsford - Pepper Money

Oliver Smith - Vida Homeloans

Lets talk Protection Workshops
10:30AM-11:00AM
Later Life Milestones - A New Blueprint for Protection

In this session you will learn:

Claire Bostock will be looking over the past 50 years, the average age at which people in the UK buy their first home or start a family has shifted dramatically. First-time buyers are now in their mid-30s, and first-time parents are typically over 30—nearly a decade later than in the 1970s. This delay has been driven by economic pressures, rising house prices, extended education, and career-focused lifestyles. These seismic shifts in life milestones have profound implications for the financial services and insurance industries. Customers are taking on larger mortgages later in life, starting families with greater financial responsibilities, and facing protection gaps at key points in their journey.

Claire Bostock - HSBC Life

Paul Roberts - CIExpert

11:10AM-11:30AM
Adviser tools for protection conversations

In this session you will learn:

Discover practical tools and approaches advisers can use to open up protection discussions with customers. From framing techniques to digital resources, this session will highlight simple but powerful ways to build trust and ensure protection remains a central part of every mortgage conversation.

Nick Erskine - Zurich UK

Jasmine Astley - Scottish Widows

11:40AM-12:00PM
If you can’t write it, refer it

In this session you will learn:

Not every adviser specialises in protection - but that doesn’t mean customers should miss out. This session examines the value of referral partnerships, how they can work in practice, and why “referring rather than avoiding” can improve customer outcomes while still benefiting the adviser.

Ed Axon - LifeSearch

Martin O'Connell - The Protection Revolution

12:10PM-12:30PM
Spotting vulnerability red flags in protection advice

In this session you will learn:

With Consumer Duty firmly in focus, this session provides practical guidance on recognising vulnerability in customers. Advisers will learn key red flags, supportive communication strategies, and how protection can play a vital role in safeguarding those most at risk.

Andrew Gething - MorganAsh

CPD hours will only be awarded if you scan in and attend a seminar session

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