Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. They exist to help brokers look after what matters most, their clients. At Accord mortgages, we take a common-sense, personalised approach to lending with a focus on personal relationships and adding that human touch.

Contact Page: https://www.accordmortgages.com/contact

• Boost LTI
• Cascade Score
• Common-sense Lending
• Joint Borrower / Sole Proprietor
• Welcome box

We are a mainstay lender in the short-term finance market with over 18 years worth of experience. We have provided bridging and development loans that have helped property developers, property investors, self-build enthusiasts, financial intermediaries, and many other businesses and individuals when they needed it most. Fully authorised and regulated by the FCA, operating in the residential, semi-commercial and commercial arena, specialising in self-build, barn conversions, auctions finance etc. With our own in-house dedicated legal team, time sensitive cases are not an issue.

• Regulated
• Unregulated
• Bridging Finance
• Development Finance
• Self/new-build specialists

At Aldermore we know not all clients fit a one-size-fits-all model and require a more specialist approach.

That’s why our experienced team of manual underwriters assess each client’s circumstances on a case-by-case basis, giving us more of an opportunity to help them to find the right mortgage, whatever their circumstances.

Aldermore supports a wide range of people, including first-time buyers with low deposits, the self-employed whose finances aren’t simple and straight forward, homeowners looking for a better remortgage deal, landlords big or small looking to start or grow their property portfolio, and borrowers with less than perfect credit.

@AldermoreBank

• Free valuations on all standard properties
• Multi property product to allow up to 30 properties on 1 loan
• Build in rental increases for BTL to enhance affordability
• Up to 90% LTV for Owner occupier
• Latest years income accepted for self employed clients

BM Solutions is dedicated to supporting intermediaries. Our competitive products and award-winning service can be accessed through our forward-thinking technology, BM Solutions Online. We aim to support the traditional sector of the Buy to Let market for landlords with small to medium sized portfolios.

Our team of experienced BDMs have consistently been there to complement our consistent and award-winning 5 star service but we don’t take things for granted. We’re continually refining our products and criteria to suit your needs so that you have everything you need to do business with BM Solutions.

Coventry’s expert, knowledgeable people are here to give you the clarity, confidence and reassurance you need to deliver for your customers.

The lender’s commitments to you

• To give you the information you need when you need it
• To be proactive and helpful in every conversation
• To use tech to speed up common sense, but not replace it
• To recognise that your clients are your clients

The lender’s aim is for every part of your professional world to work together better.
Specialities
• A range of BTL for individuals and portfolio landlords
• A simple offset, with just one easy-access savings account linked to the mortgage
• An interest-only product range including fixed rate and offset mortgages
• First-time buyer-only rates to help your clients get on the property ladder
• Product transfer rates as good or better than new business rates – all available through brokers

Fluent Money are the UK’s largest specialist broker with over 500 staff based in Bolton. We offer a simple referral option for brokers to assist in placing difficult case in Mortgages, Secured Loans, Equity Release and Bridging and pay generous commissions on all products.

• Mortgages
• Secured loans
• Bridging Finance
• Equity Release

We want to make life as easy as we can for intermediaries. That’s why we’re committed to providing and delivering excellent products and service to you and your clients. It’s easier to do business with Halifax Intermediaries.

Our product proposition includes Homemovers, Remortgages, Large Loans, New Build, Help to Buy and Affordable Housing. You can also secure a great new deal for your existing Halifax clients and retain their business with Halifax Product Transfers and Further Advances.

HSBC is one of the world’s largest and most successful banking and financial services organisations, with a proud history of serving customers and communities for more than 150 years.

Our purpose is a simple yet powerful reminder of why we're here and where we are going. Whether individuals are saving for a better home, companies growing their business, or institutions investing for future generations. We're here to understand and serve them all. We’re here to open up a world of opportunity.

HSBC UK’s dedicated Intermediary mortgage channel continues to transform the broker journey through digital integration, offering flexibility and functionality to provide a high-quality service to our Intermediary partners.

Our experienced field and phone Business Development Managers and UK-based telephony Broker Helpdesk continue to provide a superior level of support that our intermediary partners have become accustomed to.

• A range of competitive mortgage products
• 100% guaranteed allowances, second jobs and rental income
• Gifted deposits from family members for UK residents
• Max 5 x income available (subject to LTV and income)
• Foreign currencies/foreign nationals/overseas customers/overseas deposits accepted

One of the main objectives of In Partnership is to enhance the commercial prospects for its members by freeing up their time to do what they do best, namely, advise clients and expand business opportunities.

It’s about delivering clients the right advice for their needs and helping you build the business you want.

Our support for you will seek to encourage best business practice and profitability through business development initiatives and added value services. We believe in being open, approachable and totally transparent in the way we operate, ultimately benefiting the general public.

As a Network, In Partnership’s culture is unique; a close, personal network where there are no ‘ivory towers’. Members are able to engage directly with the Management Team and Directors.

From sole traders, small companies to large multi-adviser practices, we pride ourselves in ensuring all members feel like part of a larger organisation that can be relied upon.

• At a time when other networks are limiting choice, our advisers can choose their trading style.
• Our non- intrusive compliance services cover all aspects of regulated advice
• We offer full compliance support.
• We offer a comprehensive education programme
• We deploy a broad range of research tools to assist members in creating the best possible outcomes for clients.

LendInvest provides reliable, flexible and simple mortgages to homeowners, experienced property investors, portfolio landlords and backs developers to meet the UK's housing demand.

With a broad range of residential and Buy-to-Let mortgages, bridging loans and development finance products, we combine our industry expertise with new technology to make obtaining the right mortgage easier.

• Buy-to-Let
• Residential
• Development Finance
• Bridging

Funding Property Projects All Over Scotland

Borrow £25k to £4million Within Days

Lowry Capital has been funding property projects throughout Scotland for over 15 years. From cottages in the highlands and outlying islands to city centre apartments, leisure facilities, holiday lodges, castles and country manors - you name it, we've seen it - and probably funded it! We're a friendly bunch and we know the Scottish property market inside out. Our dedicated team based in Glasgow is passionate about property and we're looking forward to hearing about your project.

• Property Development Funding
• Auction Property Finance
• Property Refurbishment Funding
• Property Project Finance
• Property Refinance

• Home Insurance
• Landlord Insurance

Nationwide has an enduring commitment to the broker mortgage market. Every broker has access to an expert Business Development Manager, helping them grow their business. We provide competitively priced mortgage products and excellent service. And continually invest in improved technology.

Service is at the forefront of our proposition. We have a network of field and telephone BDMs, so every broker has a specific point of contact. And our support teams are available via telephone and Broker Chat for pre-application queries, along with a post-application team ready to help with ongoing applications.

• Helping Hand, your first time buyer clients could borrow up to 20% more
• Dedicated New Build hub and guide to help you submit New Build business more easily
• Deposit Unlock, allowing your first time buyers and home movers to borrow 90.01-95% LTV, up to a maximum loan of £750,000 on New Build properties
• Green rewards available for the purchase of energy efficient properties, with 0% further borrowing available for green home improvements
• Remortgage products with free standard legal fees or £500 cashback, up to 95% LTV for like-for-like remortgage

Contact Page: https://www.nationwide-intermediary.co.uk/support/contact-us

Find Your BDM: https://www.nationwide-intermediary.co.uk/support/find-your-bdm

• Helping Hand
• Deposit Unlock
• New Build Hub
• Remortgage Products
• Green Rewards

• A Step One offers a secured loan or a second mortgage loan. Our mortgage loans are available to qualifying homeowners and owners of Buy-to-Let properties in England, Scotland and Wales.

• Buy-to-Let
• Self-employed
• Complex incomes
• Adverse credit

The Mortgage Works is a subsidiary of Nationwide with over 30 years’ experience. We offer a wide choice of Buy to Let and Let to Buy mortgages for experienced and first-time landlords. Every broker will have access to an expert Business Development Manager, helping them grow their business.

Products & Features

• No minimum income requirements
• No maximum age for Experienced Landlords at 65% LTV or less. For other applicants or LTVs, maximum age at application is 70 years
• Lower rate taxpayer proposition with 125% interest cover ratio
• Buy to Let and Let to Buy products up to 80% LTV. With a range of product fees to suit your clients’ needs
• Limited Company proposition with products available up to 80% LTV and 125% Interest Cover Ratio
• Portfolio landlords accepted, and no limit on number of properties held
• HMO products available up to 75% LTV
• Green Further Advance products available to support your clients in improving the energy efficiency of their properties.
• A personalised Portfolio Review provided after the offer of a portfolio case, a tool to help make the most of your client’s portfolios.

Supporting you and your clients

Our Business Development Managers provide support face-to-face, on the phone and via video call across the UK, keeping you up to date with:

• Product information
• Advice on making applications
• Our lending policy and criteria

Submit applications through TMW Online

TMW Online is our online application system for brokers, which provides fast processing and case tracking to give you an efficient case experience.:

• Submit your clients’ applications easily
• Case tracking without the need to call – our systems are updated every 10 minutes.
• Immediate Decision in Principle
• Scan and attach supporting documents
• Download and print case documents online for your compliance records.

Contact us

Broker Chat is an online instant messaging service, open until 5pm, Monday to Friday. It’s a quick and easy way to speak to one of our advisers and gives you the option to save a copy of your chat. You can get help with the following:

• pre-application questions
• procuration fees
• tech support for TMW Online and questions about a Rate Switch application.

• Buy-to-Let
• Let to Buy
• Limited Company
• Portfolio landlords
• No minimum personal requirements

West One, the home of specialist lending. We specialise in creating integrated lending solutions across the property investment lifecycle. Having launched Residential products in Scotland, West One want to demonstrate why you should look no further than West One when placing specialist residential mortgage cases. West One are committed to being the go-to lender for specialist residential mortgages, helping borrowers who need options outside of high street lenders. Adopting a "reasons to lend" approach to every case, and actively looking for ways to support borrowers with our innovative products and criteria.

• We can consider cases outside of criteria by referral – if the system says no, call us to discuss
• No credit scoring – borrowers with less than a perfect credit history considered across the range
• 90% LTV debt consolidation available
• Fast Track remortgage service available
• Max age of 85 at end of term & maximum term of 40 years