We are a mainstay lender in the short-term finance market with over 18 years worth of experience. We have provided bridging and development loans that have helped property developers, property investors, self-build enthusiasts, financial intermediaries, and many other businesses and individuals when they needed it most. Fully authorised and regulated by the FCA, operating in the residential, semi-commercial and commercial arena, specialising in self-build, barn conversions, auctions finance etc. With our own in-house dedicated legal team, time sensitive cases are not an issue.
CHL Mortgages is a specialist buy-to-let lender, lending within England and Wales. We lend to Individuals and Limited Companies financing a wide range of properties including Houses, Flats, Shared Accommodation, New Builds, HMOs, and MUFBs. We welcome First Time Landlords right through to experienced Portfolio Landlords
With ASAP, everything happens faster. Property transactions complete at lightning speed, no sale no fee searches are ordered at the point of instruction and generous referral fees are paid to you, the broker, sooner.
What’s more, with a handpicked network of solicitors and a world-class account management service, you know your client is getting a premium service – for free.
How can we help your brokerage?
- Generous referral fees with self-billing invoices
- No sale no fee searches
- Faster transactions
- Fewer fall-through
- Premium client service
Talk to us now about increasing profits, improving cash flow and providing a world-class service.
Instruct ASAP: Access to our handpicked conveyancing network, self-billing invoices with prompt payment, no sale no fee searches and a generous referral fee
Complete ASAP: Free sales progression with lightning-fast conveyancing
Coventry’s expert, knowledgeable people are here to give you the clarity, confidence and reassurance you need to deliver for your customers.
The lender’s commitments to you
• To give you the information you need when you need it
• To be proactive and helpful in every conversation
• To use tech to speed up common sense, but not replace it
• To recognise that your clients are your clients
The lender’s aim is for every part of your professional world to work together better.
A range of BTL for individuals and portfolio landlords
A simple offset, with just one easy-access savings account linked to the mortgage
An interest-only product range including fixed rate and offset mortgages
First-time buyer-only rates to help your clients get on the property ladder
Product transfer rates as good or better than new business rates – all available through brokers
Fleet Mortgages is an intermediary only BTL lender who caters for both professional and semi-professional landlords, on an Individual or Limited Company/LLP basis, for both regular residential properties, HMO’s and Multi Unit Blocks. Fleet was recently acquired by Starling Bank, and are therefore very well positioned to help mortgage advisers grow this area of their business and support their BTL landlord clients with the right solution for their needs.
Standard Individual Buy to Let Mortgage Range
Limited Company / Limited Liability Partnership Buy to Let Mortgage Range
Fluent Money are the UK’s largest specialist broker with over 520 staff based in Bolton. We offer a simple referral option for brokers to assist in placing difficult cases in Mortgages, Secured Loans, Equity Release and Bridging and pay generous commissions on all products.
Founded in 2007, Gatehouse Bank is an award-winning Shariah-compliant UK bank that offers competitive Buy-to-Let and Residential property finance for UK residents, UK Expats, International residents and corporate entities looking to purchase or refinance property based in England and Wales.
We welcome applications from first time landlords as well as portfolio landlords (with no limit on the number of properties), individuals, LLP’s and Limited Companies (UK registered SPVs). We offer a range of financing options including HMOs and MUFBs. For full product and criteria details please visit our website.
1.) Shariah-compliant buy-to-let and residential property finance available to first time buyers and landlords where existing property ownership is not a requirement.
2.) Portfolio Landlords – no limit on the number of properties.
3.) UK Expats / Foreign nationals and foreign income accepted.
4.) Finance available to individuals, LLP’s and Limited Companies (UK registered SPV’s with Property business related SIC codes only).
Trading since 2011, Improveasy are an Altrincham based business that provide access to government and local authority grants, enabling our customers to receive free or heavily subsidised home improvements that will reduce their energy bills. We are an accredited installer of all ECO home upgrades. Additionally, Improveasy have a finance capability: we are broker providing consumer finance via a Principal / Appointed Representative model.
One of the main objectives of In Partnership is to enhance the commercial prospects for its members by freeing up their time to do what they do best, namely, advise clients and expand business opportunities.
It’s about delivering clients the right advice for their needs and helping you build the business you want.
Our support for you will seek to encourage best business practice and profitability through business development initiatives and added value services. We believe in being open, approachable and totally transparent in the way we operate, ultimately benefiting the general public.
As a Network, In Partnership’s culture is unique; a close, personal network where there are no ‘ivory towers’. Members are able to engage directly with the Management Team and Directors.
From sole traders, small companies to large multi-adviser practices, we pride ourselves in ensuring all members feel like part of a larger organisation that can be relied upon.
At a time when other networks are limiting choice, our advisers can choose their trading style.
Our non- intrusive compliance services cover all aspects of regulated advice
We offer full compliance support.
We offer a comprehensive education programme
We deploy a broad range of research tools to assist members in creating the best possible outcomes for clients.
Keystone Property Finance is a specialist buy-to-let lender for intermediaries only. Keystone lends to landlords borrowing both personally and through a variety of corporate structures including trading limited companies, SPVs and LLPs.
Keystone has established themselves as one of the go-to lenders for brokers who have complex landlord clients that are looking to finance standard buy-to-let properties. As well as those wanting to finance higher-yielding properties such as HMOs and MUFBs.
Keystone uses a cloud-based AIP and application system that enables brokers to transact cases quickly and efficiently.
LendInvest provides reliable, flexible and simple mortgages to homeowners, experienced property investors, portfolio landlords and backs developers to meet the UK's housing demand.
With a broad range of residential and Buy-to-Let mortgages, bridging loans and development finance products, we combine our industry expertise with new technology to make obtaining the right mortgage easier.
LV= GI provide a range of General Insurance products for intermediaries to sell to their clients, because they know you’ll always have your clients back, so they’ll always have yours.
At LV= GI they believe outstanding people deliver outstanding service and that powers performance for you and your business. But it’s their combination of people and technical capability that delivers better results for everyone. One community, working effortlessly together to bring the best to you and your clients.
Market Financial Solutions is an award-winning specialist finance lender, with over 17 years’ industry experience. Our wide range of bespoke bridging finance and specialist buy-to-let mortgage products focus on providing brokers with speed and flexibility.
We work alongside brokers, taking on all the heavy lifting, and underwrite loans from day one to find the best solution for the borrower. With no tick-box criteria, we look for reasons to lend, so you can move forward with your client’s case, confidently.
Our expertise, teamwork, and around-the-clock service help’s deliver a bespoke service with a common-sense approach, no matter the complexity.
Metro Bank’s aim is simply to revolutionise banking by creating FANs not customers. With a national Business Development Manager presence and a highly experienced underwriting team, Metro Bank provides a fast, efficient and reliable service to their mortgage partners and customers.
When your client needs a short-term loan, they need it to be fast, flexible, and stress-free ‐ at MT Finance we pride ourselves on delivering exactly that.
Nomo is the world’s first Islamic international digital bank, offering Sharia-compliant property finance and everyday banking to the customers in the GCC. Nomo provides access to cross-border, digital, Sharia-compliant property financing with the ability to get an AIP in a couple of minutes and enjoy fast time-to-offer and competitive rates without needing a UK residency. Customers can apply for a UK current account to benefit of a multi-currency debit card, rapid international transfers with transparent fees and invest in a range of Fixed Term Deposits. Built in just nine months, Nomo is a truly unique, ‘banking without borders’ proposition.
Sharia-compliant Residential Property Financing (on UK properties for non-UK Residents - UAE/KSA/Kuwait residents)
Sharia-compliant Rental property financing (buy-to-let) property financing (on UK properties for non-UK Residents -UAE/KSA/Kuwait Residents
Rental and Residential Sharia-complaint Refinancing
Fixed term deposit UK/UK/EUR
Multi-currency accounts, debit card and digital wallet
Octopus Real Estate, part of Octopus Group, is a leading specialist real estate investor, with over £3.7 billion in real estate assets and secured lending, and a highly experienced team of over 90 professionals.
The property lending team provides bespoke, customer focused financing solutions across the UK residential, commercial and development sectors. The team has lent more than £5.7 billion across over 4,100 loans, providing competitively priced financing throughout the UK and spanning the property investment lifecycle, with loans typically ranging from £100,000 to £100 million.
The investment team manages over £1.6 billion of investments, with a focus on care homes, retirement communities and affordable housing.
OSB Group’s proposition is delivered by our three specialist lending brands – Precise Mortgages, Kent Reliance for Intermediaries and InterBay.
Precise Mortgages is dedicated to helping customers with less-than-perfect credit histories or who are underserved by mainstream lenders through our range of buy to let and residential mortgages, and our bridging finance.
Kent Reliance for Intermediaries provides handcrafted solutions to those whose cases may not fit high street criteria.
Interbay is an industry expert in delivering bespoke solutions to help brokers meet their clients’ complex borrowing needs through our range of commercial and semi-commercial mortgages and bridging finance, including a developer exit range to help clients looking for a way to escape existing development finance loans.
The Group’s offering is backed up by a secure and solid retail savings model, provided by Charter Savings Bank and Kent Reliance.
Championing individuality. Looking for opportunities to say yes, rather than reasons to say no.
We understand that brokers have a range of different needs, because their customers do, too. We’re here to help both parties fulfill their ambitions. By offering simple, inclusive products. By having a human approach to decision-making. By being easy to work with. And by providing specialist expertise that can always be relied on.
Roma Finance love to lend and aim to provide the ‘Borrower First’ experience to those looking to create prosperity from property through learning, collaboration, innovation and integrity.
Our approach is to underwrite the borrower before the property and have solutions for a multitude of property project scenarios including auctions, conversions, refurbishments, standard bridging, developer exit, below market value properties and development finance. Our solutions are tailored and available on residential and commercial properties.
We can also offer #RomaFLOW; the fast process channel for bridging, auction and light refurbishment cases, designed to be speedy, straightforward and simple.
SortRefer is a free-to-use online portal for Mortgage Intermediaries. Designed by Mortgage brokers, to provide you with products to enhance the Mortgage Service you provide to your clients. Products include Conveyancing, Surveys, Wills, Independent Legal Advice and much, much more. We have a nationwide panel of hand-picked suppliers and we pride ourselves on our commitment to service, bespoke technology and fair referral fees.
Step One was established in 2010 and our mission is to operate an industry leading specialist consumer finance platform built on traditional lending values. Founded from a small office in London, we are now based in Woking, Surrey where our team of qualified professionals offer lending solutions with a personal touch. We operate by business principles that are realistic, deliverable and, most importantly, believable. We are authorised and regulated by the Financial Conduct Authority and are also members of the Finance & Leasing Association (FLA).
A Step One offers a secured loan or a second mortgage loan. Our mortgage loans are available to qualifying homeowners and owners of Buy-to-Let properties in England, Scotland and Wales.
Stonebridge is one of the largest independent mortgage and protection networks in the UK, with a professional community of more than 1,000 mortgage advisers. Providing award-winning support to mortgage brokers since 1988, Stonebridge’s core purpose is to help our member firms deliver brilliant service. We never forget their individual needs and ambitions and we work closely with them to achieve their goals.
Our flexible proposition, sales development and support ensures all regulatory requirements are met, alongside our wholly-owned ‘Revolution’ software, which provides a wealth of tools and systems designed to free up adviser’s time to focus on giving mortgage advice.
StrideUp is a Halal home finance provider committed to serving the Muslim community with interest-free solutions. Our products, called Home Purchase Plans (HPPs), are designed to align with Islamic principles forbidding interest bearing loans.
Despite our adherence to these principles, we operate just like any other mortgage provider, striving to make the process as smooth and straightforward as possible for brokers.
With our fast turnaround times and flexible underwriting we can help you expand your product offering and win more business with the Muslim audience.
The Insurance Surgery is a specialist life and protection broker, committed to securing the most suitable products for our clients. In the past year, we successfully managed 548 different medical conditions, with 80% of our clients benefiting from off-application policies. Our expertise has also generated over £300,000 in commission, providing excellent customer outcomes all round. By referring your clients to The Insurance Surgery, you are ensuring they receive expert advice for their unique protection needs.
People in our industry talk about ‘specialist lending’. And sure, technically that’s what we do, but ‘specialist’ isn’t how we see ourselves. Ditch the industry chat and our business is simple — it’s just lending for real life.
Ours is a world of individuals - everyone is unique. We help people with unique circumstances into the homes of their dreams. Supporting the self-employed, the entrepreneurs and the buy-to-letters - that’s real life lending.
The Mortgage Works is a subsidiary of Nationwide with over 30 years’ experience. We offer a wide choice of Buy to Let and Let to Buy mortgages for experienced and first-time landlords. Every broker will have access to an expert Business Development Manager, helping them grow their business.
Products & Features
No minimum income requirements
No maximum age for Experienced Landlords at 65% LTV or less. For other applicants or LTVs, maximum age at application is 70 years
Lower rate taxpayer proposition with 125% interest cover ratio
Buy to Let and Let to Buy products up to 80% LTV. With a range of product fees to suit your clients’ needs
Limited Company proposition with products available up to 80% LTV and 125% Interest Cover Ratio
Portfolio landlords accepted, and no limit on number of properties held
HMO products available up to 75% LTV
Green Further Advance products available to support your clients in improving the energy efficiency of their properties.
A personalised Portfolio Review provided after the offer of a portfolio case, a tool to help make the most of your client’s portfolios.
Supporting you and your clients
Our Business Development Managers provide support face-to-face, on the phone and via video call across the UK, keeping you up to date with:
TMW Online is our online application system for brokers, which provides fast processing and case tracking to give you an efficient case experience.:
Submit your clients’ applications easily
Case tracking without the need to call – our systems are updated every 10 minutes.
Immediate Decision in Principle
Scan and attach supporting documents
Download and print case documents online for your compliance records.
Contact us
Broker Chat is an online instant messaging service, open until 5pm, Monday to Friday. It’s a quick and easy way to speak to one of our advisers and gives you the option to save a copy of your chat.
You can get help with the following:
pre-application questions
procuration fees
tech support for TMW Online and questions about a Rate Switch application.
Together has been delivering specialist secured lending for more than 47 years, using its wealth of expertise and industry knowledge to consider individual circumstances to find a way to help its customers. All applications are considered on their merits and the commercial product range includes short-term finance, buy-to-let, commercial and semi-commercial mortgages and loans, auction finance and development funding throughout mainland UK.
At Twenty7tec, we equip mortgage advisors with the essential tools to efficiently manage their business and deliver exceptional client advice. Our comprehensive solution includes product sourcing, CRM integration, seamless application submission, and a robust digital marketing platform. With our technology, mortgage advisors can streamline their operations and focus on providing top-notch service to their clients.